Credibility cannot be decreed. It must be measured. Le Mentor rates SMEs with Trust PME, a methodology designed in the Republic of Congo for the reality of Central African businesses. Start with a free online self-assessment, then obtain a grade certified by our analysts.
In Central Africa, SMEs fail to secure financing for lack of evidence, and therefore for lack of credibility.
Le Mentor measures the credibility of businesses with Trust PME, helps them address their weaknesses, and prepares them to convince lenders, donors and large contractors. We do not stop at the diagnosis: we stay alongside the business owner until credibility turns into financing and market access.
Rating is separate from advisory and lender introductions. Our fees are never linked to the grade.
We rate what is documented and verified. Our methodology is written, versioned and enforceable.
Our scoring grids are calibrated on SYSCOHADA, OHADA and Congolese administrative realities.
Every report leads to concrete, costed actions.
Free access on computer and mobile. Move to certification whenever you are ready.
Eight grades, from A to D, calculated out of 100 points. Each grade reads in a second and states plainly what a lender can expect.
Unresolved tax or social security arrears, repeated payment incidents or active litigation cap the grade, whatever the score. A missing company registration suspends the rating.
Below 8 out of 20 on the ESG pillar, the first page of the report states "Not eligible for ESG-conditional financing".
Valid for 12 months. Moving up one grade requires at least 10 points of improvement across two different pillars, verified in a new rating.
On one side, we rate. On the other, we advise and connect businesses to lenders. Both activities are kept apart so that a Trust PME grade remains an independent opinion, whether or not the business is supported by Le Mentor.
Unit 1 · RatingAn independent opinion on the credibility of the business, based on verified evidence.
Unit 2 · Advisory and financingHands-on support to address weaknesses and turn credibility into financing.
SMEProve your reliability, identify weaknesses and present a credible file.
LENDERSStructured, verified information before committing funds.
DONORSSelect beneficiaries, track their progress, check ESG eligibility.
CONTRACTORSQualify local subcontractors in oil and gas, mining or construction.
Free for SMEs. For support organisations and financial institutions, a monthly subscription per named seat.
Incubators, support programmes, NGOs, donors
Banks, microfinance institutions, investment funds
Action plan, strategy, governance, procedures, compliance and implementation support.
Preparation of the financing file, introductions to lenders whose criteria match your needs, follow-up.
Prices exclude taxes, per named seat and per month, in CFA francs. Subscriptions are activated by Le Mentor once the request has been approved.
An assessment of an SME's proven ability to meet its commitments in a predictable and documented way. It includes solvency but goes further: legal existence, organisation, governance, social compliance and local footprint.
No. Trust PME does not certify accounts and does not guarantee repayment. It measures structural credibility at a given date.
Grades are never public. With the company's written consent, Le Mentor shares them only with subscribed lenders and partners. Each report consultation is logged.
No. Rating and advisory are separate activities run by different teams. Only proven progress, verified in a new rating, can change a grade.
Our scoring follows SYSCOHADA and OHADA standards. Personal data is processed in accordance with Congolese Law No. 29-2019 on personal data protection.
Lender, donor, support programme or large contractor: get in touch for a partnership, a subscription or a rating.